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Loan Programs

Conventional Loan

Conventional Loans

For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options—including 10, 15, 20, and 30 year programs.

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FHA Loan

FHA Loans

For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options—including 10, 15, 20, and 30 year programs.

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VA Loan

VA Loans

Our highly trained professionals make applying for VA loans online a breeze! Discover super low fixed-rate interest options, up to 100% financing, and you may not even need a down payment!

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Vacation Home Loan

Vacation Home Loans

Looking for a vacation or second home? Let us help your dream home become yours

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USDA Loan

USDA Loans

A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

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Renovation Loan

Renovation Loans

Whether you are building, buying, or refinancing a home, this loan lets you remodel, upgrade, or even add a room.

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Reverse Mortgage

Reverse Mortgages

A reverse mortgage is a non-recourse loan, which means the borrower (or the borrower's estate) of a reverse mortgage will not owe more than the future loan balance or the value of the property, whichever is less.

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Jumbo Loan

Jumbo Loans

We make qualifying for a large loan straightforward, fast, and easy.At Bank of England Mortgage, our specialty is funding the dream of homeownership - no matter the size of the loan or dream - for that matter.

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Non-QM Loan

Non-QM Loans

A Non-QM Loan, also known as a non-qualifying mortgage, is a loan that allow you to provide alternate, or in some cases, less documentation in order to qualify for a loan, compared to traditional mortgage options.

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2-1 Buydown Loan

2-1 Buydowns

A 2-1 Temporary Buydown is a special type of financing that allows for a buy down of the interest rate for the first two years of your home mortgage.

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Amazon Loan

Amazon Partner Loans

Because we're the preferred lending partner of Amazon, we're able to offer a discount on closing costs for all Amazon employees.

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