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Gene Gaia

Loan Officer

NMLS # 93867

Office:(901) 826-4672

Fax: (901) 432-5210



Gene Gaia

Gene Gaia has lived in Memphis his entire life only leaving the city to serve in the U.S. Air Force for four years - 1960 until 1964 during the Vietnam Crises. Returning to Memphis, he became a salesman for a Tennessee statewide wine and spirit distributor. Within four years he was promoted to sales manager to develop and pioneer a new division when liquor and wine sales were approved in 1971 by the State of Tennessee for consumption in restaurants. After seven years he successfully achieved his goals of developing the on-premise division and was transferred back into the retail sales as a divisional sales manager for seven years. In 1985, he joined a competitive wholesale distributor as Managing Director until 1987. Leaving the wholesale wine and spirit business he opened two retail family liquor and wine package stores until 1990.

After leaving the wine and spirt profession, he pursued the mortgage business in a Branch Partnership in West Memphis AR. In 2002, he opened Colonial Mortgage Corporation as Owner and Manager. With the changes in government policy, he like others, in 2010, was forced to close Colonial Mortgage Corporation and join a local bank and trust as a loan officer. After 22 years in the mortgage industry, he is now a Loan Officer with The Bank of England in a branch located in Collierville, Tennessee.

Gene has established a unique understanding and personal achievement that he has acquired as management and ownership of various companies. His past experience with employees has given him the sincere understanding of individual needs when advising you of your financial future.

The Bank of England was founded in 1898 and is like a breath of fresh air. It is a vibrant, honest, exciting place to work not your typical stuffy, cold Bank! They use common sense underwriting when reviewing loans and really care about their clients! Bank of England is an FDIC regulated, full-service Bank with over 90 Mortgage Branches across the country. They close in excess of $2.5 Billion in Mortgage loans annually and are a seller/servicer selling loans directly to Fannie Mae, Freddie Mac and Ginnie Mae (FHA/VA). Jayme is one of those rare mortgage lenders that actually listen to you and helps you achieve your financial needs. As a partner in the Branch management and Sales Manager, Jayme and his sales team strive to be Your Mortgage Lender for Life.