Why Choose Bank of England Mortgage MidSouth

Why BOE Mortgage MidSouth?

Because we know the community, we are able to provide a well-rounded review of a loan application.

We do not just rubber stamp the decisions that an impersonal automated underwriting system produces, and that many lenders use as the sole criteria for a lending decision.

The result is that BOE MidSouth Group collects and analyzes more information on the borrower and can make a better decision - one that saves time and money.

An Experienced Staff, Supported With A Broad Array Of Mortgage Products In The Industry
We deliver outstanding products and the best service in the industry - that leaves us ahead of the competition in the eyes of borrowers. For instance, we provide competitive rates, the most knowledgeable, professional loan officers in the industry.

Because of our expertise, we can qualify more borrowers, identify their needs, and ensure that each person buys the loan that is right for them and their family.

We've Been Meeting The Needs Of Home Buyers Since 1898
BOE Mortgage is dedicated to working with clients to help find the right home loan, or refinancing option for them. Our loan specialists and our clients work together to identify the loan that best fits their needs and lifestyle. That's why we offer one of the most comprehensive selections of mortgage and refinance options on the market.

Our Goal Is To Exceed Your Expectations
The combination of our excellent staff, superior operations, and devotion to customer service, means one thing to all of us at BOE MidSouth Group: We will not stop until we have exceeded our clients' expectations. We look forward to that opportunity.

21 Great Things About BOE MidSouth

1. We use local appraisers

2. Average turn time less than the industry standard from executed contract.

3. Pre-approval vs. Pre-qualification; worth the paper on which it’s written. – BOE does not issue pre-qualification letters.

4. We are located in Memphis, Tennessee, and we are involved in our community.

5. Single point of contact from pre-approval to close.

6. Processing/UW in house. Decisions made locally.

7. Individualized and hassle-free service. One size does not fit all.

8. Extensive product knowledge.

9. Friendly, helpful TEAM.

10. Since 1898... more than 40 years of management team experience

11. Nationwide Lending

12. Self-employed cash flow-solve road blocks other lenders run into. – 65% of business is self-employed borrowers.

13. Range of products - Multiple products to fit your specific mortgage goals.

14. Honor our heroes

15. Prepare buyers up front (doc. checklist, things to do vs. not to do during the loan process)

16. Communication with all parties (no wondering where we are in the "process")- streamlined process with one point of contact. Not multiple layers of people involved in the lending decision.

17. Stamp of approval from local realtors

18. Security of an FDIC insured bank

19. New Construction Loans receive underwriting decisions within 30 days of the executed contract

20. Parallel Partnerships vs. Downstream Relationships

21. Funding arrives at the closing. No waiting for funds for hours.

Contact Us

Our goal is to exceed your expectations. The combination of our excellent staff, superior operations, and devotion to customer service, means one thing to all of us at Bank of England Mortgage MidSouth: We will not stop until we have exceeded our client's expectations. We look forward to that opportunity.